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The keyâ€"note speaker will be Ms. Colleen Moran from the Office For Seniors Issues, Ministry of Citizenship. Ms. Moran is a contributing author to a compelling Ministry publication called "Prime Times," detailing what the 50â€"Plus consumer wants, and how to advertise most effectively to this consumer group. 2 LOCATIONS TO SERVE YOU Upper Sixth Plaza 146 Lakeshore Road E. 1500 Sixth Line, Oakville Oakville o 338â€"0413 8$15â€"0010 FRIDAY, APRIL 15 SATURDAY, APRIL 16 PEOPLE OVER 50 IN CANADA MAKE UP: 25% OF THE POPULATION * 35% OF ADULTS e 40% OF HOUSEHOLD HEADS AND THEY HOLD e 55% OF DISCRETIONARY SPENDING POWER e 80% OF PERSONAL WEALTH On Tuesday, April 19th, 7:30 p.m. at the Howard Johnson Hotel on Argus Road in Oakville, there will be a multiâ€"media presentation given to help businesses effecâ€" tively market products and services to Canada‘s most powerful consumer group, the 50â€"Plus Mature Adult. _ Certificates (GICs) u Guaranteed Term Deposits (GTDs) [# Registered Retirement Savings Plans (RRSPs) office for any of the following: u Chequing Accounts u Registered Retirement Income Funds (RRIFS) [ Mortgages [ U.s. Dollar Accounts [ personal Loans [Â¥ Safety Deposit Boxes [ Lines of Credit [# Cuaranteed Investment | PÂ¥ yasterCard u Savings Accounts SEE COMPLETE LISTING IN OUR FLYER DELIVERED TO YOUR DOOR ~~_THE WEEK OF APRLL 11I1TH This seminar is being put on by CHWO 1250 Radio in conjunction with CHCH Television, Today‘s Seniors, The Business Executive, The Financial Post, and the Oakville Chamber of Commerce. . / 2P "Distributed by Natrusco Investment Funds Limited and sold by prospectus only. Mediterranean finger foods will be provided courtesy of Montfort Restaurants. A variety of door prizes will be given away. To register for this free Business Opportunity Seminar, call the Oakville Chamber of Commerce at 845â€"6613. IMPORTANT NOTICE TO ALL BUSINESS OWNERS AND OPERATORS Call or visit your National Trust National Trust Helping you secure your future OVER$15O 000 IN AUCTION ITEMS TV /AUCTIGN Rotary Clubs of Oakville BENEFIITING ROTARY COMMUNITY CHARITABLE PROJECTS cablenet (ADVERTISEMENT) ___ Income Funds (RRIFs) [ Mortgages m Personal Loans [ Lines of Credit m MasterCard m Mutual Funds* u Wills Estate Planning u Investment Management Looking for a good book? Ask Pam What‘s It All About (MiIchael Caine) autobiography: ‘"Michael Caine writes about his childhood, family, and his journey from London to Hollywood to become the wellâ€"loved actor of today. A good choice for anyone who enjoyed David Niven‘s books." We checked the action in reading rifle pits with Pam Teufel, our neighborâ€" hood bookseller. She ministers to our grayhaired appetites in her Fireside bookstore. "Are we old folks still readâ€" ing books?" I wondered. Whispers (Belva Plain) fiction: "Robert and Lynn Ferguson are a picâ€" ture perfect couple with two beautiful daughters, living in an exclusive Connecticut community. But the Fergusons‘ closed doors hide a painful secret." Canadian author Timothy Findlay last week shot this bookish missile in our direction. "More and more people â€" and especially the young â€" are turnâ€" ing away from the act of reading," he lamented. But, take comfort, Timothy, not the seniors. "You better believe it," Pam said. "More than ever." Whereupon I chalâ€" lenged her to list seniors‘ picks of this spring‘s titles. Here they are, with her critiques which I asked for: The Cat Who Went Into The Closet (Lillian Jackson Braun) mystery: In their latest mystery, the extraordinary detective team of reporter Jim Quilleran and his Siamese cats Koko and YumYum have moved into the old Gage mansion‘s 50 closets. Jim investiâ€" gates two recent deaths. The team uncovers some skeletons and longâ€" buried secrets." Liverpool Basque (Helen Forrester) fiction: ‘"‘The story of Manuel Echaniz whose family left their homeland in the Pyrenees to seek a better life in Liverpool. It is a story of poverty, comâ€" radeship, hardship and generosity." Advertising Feature Consult a financial professional for best service By J. MICHAEL FINKBEINER repare taxes for a living. I work with something that has to do with Ffl, or finance, on a regular basis. I havé a degree in Economics and I am a Certified General Accountant. I have helped thousands of people with their taxes since I started my business in 1987. _ The hard part is convincing someone to have a professional handle on their taxes for the first time. In most cases, a friend or family member has done this service for free for a number of years â€" often inaccurateâ€" ly. It is always difficult having to tell a senior citizen that a well meaning relative has missed the proper filing of certain tax credits for the last 5 years and that there is little that can be done about it now. For an average cost of $65, those tax returns could have been done on a computer with very little error by someone that does taxes all year round. I have seen what can happen when people who take their friends‘ advice on business matters. Usually there is little that can be done except to clean up the mess. The people in these situations weren‘t sure that the advice was sound, but it sounded good at the time so they went ahead anyway. Generally, the friend is no longer around to help solve the probâ€" lems that they "innocently" caused as well. When I‘m sick, I go to a doctor. When I have a question about law, I ask a lawyer... and I don‘t do my own car repairs. Please, save yourself a lot of problems. When you have a concern of a financial nature, go to a professional who specializes in that area. When I give tax, or financial advice, I find that I have to compete with the misinformation that someone has received from the people around them. Have you ever noticed that the people who are always ready to give out financial advice have a 10â€"yearâ€"old car and have declared bankâ€" ruptcy twice in the last 12 years? Don‘t get me wrong. I think one of the best things about having a famiâ€" ly is the support that you can give each other. However, income taxes are now more complicated than ever before. To do a tax return properly, one should at least understand the information in the basic guide. TAX FINANCIAL CONSULT You could have your refund directly from Revenue Canada in as little as 10 days using EFILE and Direct Deposit. ' DIVERSIFIED TAX HAS BEEN APPROVED BY REVENUE CANADA FOR ELECTRONIC FILING The Client (John Grisham) fiction: J. Michael Finkbeiner is with Diversified Tax Investment Services, 847â€"0029. Between Bayview Ave. and Leslie St. (north of Major Mackenzie Dr.) 2441 LAKESHORE RD., OAKVILLE (Bronte Village Mall) 110 SELECTED DEALERS Admission $4.00 RICHMOND GREEN 1300 ELGIN MILLS EAST, RICHMOND HILL Diversified Investments Group Would you like your tax return processed in 10 days? Of course, we also do regular paper returns for the years 1986 through 1993 Our office is open to serve you year round. Drop in to our office or call for details. Sponsored by Family Services Volunteers Disabled women are three times as likely to be physically and sexually assaulted, because they are more vulnerable and less able to defend themselves than able bodied women. â€" For this reason, the Halton Rape Crisis Centre (HRCC) is sponsoring a specially adapted WENâ€"DO Women‘s Selfâ€" Defense Course for Women with Mobility Impairment startâ€" ing April 26th and running for eight Tuesdays to June 14th, 1 to 3:30 p.m., at Oaklands Regional Centre. "This will be a oneâ€"time course funded by the Ontario Office for Disability Issues," explained Kathy Popaleni who is coâ€"ordinating the WENâ€"DO course for the HRCC. "This course is designed for women with varying levels of mobility impairment, from being unsteady on their feet and having to use a cane occasionally to relying on crutches, walkâ€" ers, wheelchairs, to women who have no use of their arms and legs and get around in a motorized wheelchair," explained Popaleni. "We will build on the skills these women may already have developed to reduce their vulnerability to sexual and physical assault, anything from being mugged to physical attack." "In the awareness discussions, we will encourage the women to look for places where they feel safe in their own neighborhoods, and we will also talk generally about violence Selfâ€"defense for disabled wome Popaleni explained the course will cover three basic eleâ€" ments â€" awareness, avoidance techniques and action â€" all three areas are to be covered weekly. Peace, Mrs. Packard and the Meaning of Life (Gary Lautens) humor: "A funny, nostalgic and insightful colâ€" lection of musings from Canada‘s bestâ€" loved humorist and columnist." Close Combat (W. E. B. Griffin) ficâ€" tion: Epic novel of World War IL.. This is book six in the continuing saga of The Crops. Griffin is a constant seller â€" The Corps, along with the other two series, "The newest bestâ€"selling legal thriller from the author of The Firm, The Pelican Brief and A Time to Kill. Hard to put down." People and Places on Bronte Creek (Dorothy Turcotte) history: The colorful history of the communities along the 31.5 miles of Bronte Creek. Black and white photos and illustrations." Pam lists two other "steady sellers" â€" Catherine Cookson‘s fiction, and Patrick O‘ Brien‘s historical fiction titles. Brotherhood of War and Badge of Honor, fly off the shelves." «And I‘ve got my own addâ€"ons to her list which have kept me out of smoky saloons this spring: Colin Dexter‘s Inspector Morse W Fern Hill School invites you t f to tour their facilities. Fern Hill School is conveniently located on the Oakville/Mississaug border in a 38,000 sq. ft. building situated on a 10â€"acre campus in Nort] East Oakville. Science Lab Full Size Gymnasium Computer Labs Art Facility Library Light, Airy Classrooms A broad and challenging curriculum is the key to education at Fem Hi We stress academic achievement and provide creative opportunities through art, drama and music. The coâ€"educational programme extend from preâ€"school â€" Grade 8. A 3rd Grade 3 class will be opening September 1994. Spaces are available Before and afterâ€"school care available. For further information contact: Mrs. Midge DesRoches (416) 257â€"0022 327 Church Street e 8$42â€"4358 As for action, selfâ€"defense techniques such as ho "breath to calm themselves down, control their panic, access any extra strength they may have." Physical techni "carefully taught and adapted to disabilities" will be ta each week, and "nobody will be asked to do something don‘t feel comfortable with or don‘t want to do." Som these techniques will include how to release themselves chokes, arm grabs and body holds, and "how they can de themselves against knife attacks and multiple attackers. against women and safety on transit systems, in the home on the streets" "However, no participant will be required to perfo techniques without her explicit permission." Registration for this course, which is free, will be limit 15 women, who will be taught by two instructors and assistants. Attendant care will be available. Althougt course is free, a deposit of up to $25 is required from t who can afford it, as an attendance commitment. Women attend at least five classes will be refunded. To learn avoidance techniques, the women will pra how they will get out of dangerous situations. ‘"‘They can j tice yelling and screaming, and not feel embarrassed abou said Popaleni. The program is open to any physically disabled wom Halton, and to register, call Kathy Popaleni at the HF 905â€"825â€"3622. y Guinevere Drapery All Styles of Custom Window Coverings at great savings FERN HILL SCHOOL 3300 Ninth Line Road Francis X. Sealy‘s The Power The Money, a bareâ€"fanged inside The Wall Street Journal, making Co Black‘s celebrated newspapering in read like a candy recipe. gumshoe gems, Promised Lands, highlighting versus white in the United States, French versus English in Can unmentionables hitherto ignore textbook and newspaper writers read. 4 Ronald Sanders‘ Lost Tribes4 Robert Massie‘s Dreadnought, terful personalityâ€"animated histor Angleâ€"German relations 1870â€"1 Politicians, admirals, navies. j Happy reading! There‘s lot there. Ask Pam Teufel. 7 April 13,