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Halton Region Museum presents The Ontario Iroquois: History Through Archaelogy and Pipes of the Iroquois until May 30th. Open daily, Monday to Friday, noon to 4 p.m. Admission by voluntary donation. Located in Kelso Conservation Area, west of Milton on Regional Road 28. Info: 875â€"2200. Registration for Adult Aquafit and Masters and Triathalon Swimming at Appleby College Sports Complex until Feb. 28th, Monday and Wednesday evenings, 7:30 to 8;30 p.m. and 8:30 to 9:30 p.m. Info: Jared, 827â€"7869. Volunteers needed for Red Shield Appeal, Monday, May 2nd Canvass one hour, one night â€" no callbacks. Information: Sawn Samuels, 827â€"6189. Studio Shop, Gairloch Gardens Snow Sale. 1306 Lakeshore Rd. E. Project of the Oakville Galleries Volunteer Association. Halton Helping Hands, nonâ€"profit home support agency serving seniors and physically disabled adults. Regular house cleaning services, home mainteâ€" nance, yard work, odd jobs and volunâ€" teer visiting. Info: 844â€"0252 or 878â€" St. John Ambulance offers evening training in First Aid and CPR. Next courses beginning first week of February. Information: 844â€"4844. Oakville Literacy Council needs tutor volunteers. Information: 815â€"2046. Region, 847â€"1033. Christmas Seal proâ€" By Terry Patterson It barely made a ripple in the media when it came into effect on January 1 this year but, as the years press on, Bill 164 is likely to have a significant impact on Ontario‘s auto insurance system. And your own, personal bottom line. The Bill gives us all the right to obtain bigger â€" and better â€" benefits if we‘re involved in a traffic accident. It gives back the right to sue an atâ€"fault driver for compensation for pain and suffering and it extends coverage to the "special needs" of accident victims suffering longâ€"term disabilities. Benefits are automatic, available to every person injured in a car accident (whether driver, passenger, cyclist or pedestrian), and they are indexed to the cost of living. The legislation replaces the Ontario Motorist Protection Plan and although the Government claims that it will stabilize the cost insurance, it‘s tough to see how. The Bill puts a tremendous cost burden on the existing system and somebody‘s going to Ihave to pick that up somewhere along the ine. * 90% of your indexed net income, up to a maximum of $1,000 a week selfâ€"employed people will now be eligible as well). The OMPP allowed up to $600 a week; * Supplementary medical and rehabilitation benefits of up to $1,000,000 (no time limit). The OMPP offered only a lifetime cap of $500,000 within a 10â€"year period; * Attendant care benefits to a monthly UPDATE (Continued from page 8) Terry Patterson 0@ M iÂ¥ 0 M 3:00â€"3:50 2:00â€"2:50 maximum of $10,000 â€" with no lifetime maximum. The OMPP had a monthly cap of $3,000 with a lifetime maximum of $500,000; * Death benefits of between $50,000 and $200,000. The OMPP provided for a maximum of $25,000 * Funeral benefits of up to $6,000. The OMPP provided for up to $3,000. In addition, if you are not working at the time of an accident but suffer injuries that either prevent you from pursuing employment or affect your normal life you will be entitled to benefits. You may also qualify for benefits for child care or other household support. The new legislation will also allow Ontario residents to purchase an optional Economic Loss Endorsement (an OEF45) that will provide up to $1 million in benefits to replace the contribution a deceased insured made to his or her family. There are specific instances in which this Endorsement is applicable and your insurance broker will have the details. Your insurance company must, by law, provide the benefits required by the government‘s new legislative changes immediately so you are covered even before your policy comes up for renewal. The exception is the optional Economic Loss Endorsement, which is available only if you request it. If there are any disputes relating to your policy, the Ontario Insurance Commission will mediate between you and the company. If you have any questions about the new legislation, call your local insurance broker. We‘re all wellâ€"versed in the implication of the law and would be happy to help you understand its finer points. Terry Patterson is President of Haltonâ€"Caird Insurance Brokers Ltd. Facilitator â€" Dr. Moe Ali, Chief of Laboratory Services â€" St. Joseph Hospital Hamilton; Southern Area Medical Officer â€" St. John Ambulance Semiâ€"Automatic Early Defibrillation and Preâ€"Hospital Advance Cardiac Life Support Facilitator â€" Brent Browett â€" Chedokeâ€"MacMaster Hospitals Paramedic Services (CACC) Mississauga Discussion on AIDS Calling for Help â€" Ambulance Dispatch Facilitator Scott Robinson â€" Ministry of Health Centralized Ambulance Communications Centre St. John Ambulance Oakville Branch © 466 Morden Road, Suite 201 Oakville, Ontario L6K 3W4 (905) 844â€"4844, Fax (905) 844â€"0780 OAKVILLE MAIN LIBRARY February 12, 1994 40 Centennial Pkwy. North, Hamilton TAX FINANCIAL CONSULTING THE KITCHEN SALE YOU HAVE BEEN WAITING FOR! UP TCO FT TY OFF You could have your refund directly from Revenue Canada in as little as 10 days using EFILE and Direct Deposit. 2441 LAKESHORE RD., OAKVILLE (Bronte Village Mall) 490 Speers Rd., Oakville s 842â€"5222 Diversified Investments Group Would you like your tax return processed in 10 days? Of course, we also do regular paper returns for the years 1986 through 1993 Our office is open to serve you year round. Drop in to our office or call for details. WE ARE THE ( to 40% off the regular cabinet price of a comâ€" plete new Canac, Cellini or Signature kitchen. Bring in this ad during our sale and receive a builtâ€"in, twinâ€"compartâ€" ment, recycling bin free when you purchase a complete kitchen. During our OJ WINTER SALE, EEVTI3e) CEwNI » SIGNATURE + CANAC Casinets