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wiifttwi t money talks income tax returns personal business efile reasonable rates personal professional service allan w eagar cma seniors discount 640- 1499 mutual funds the investment of choice utual funds have become a very popular way to invest every working day of the year mil lions of dollars are directed into canadian mutual funds by novice and sophisticated investors alike part of the reason for the over whelming popularity of mutual funds is that these investments are easy to understand quite simply a mutual fund is a pool of money to which large groups of people contribute this pool is managed by profes sional money managers who invest in everything from treasury bills bonds shares in canadian and international corporations to more esoteric investments like currencies futures and commodities depending upon the nature of the mutual fund 80 of canadians arent happy with their financial affairs are you one of them if you include yourself in this group you need to speak to ron gerry ca today at the financial planning group let us help you get out of this picture helping you realize your financial goals sooner for a free financial consultation or second opinion on your portfolio ron gerry ba ca the financial planning group 37 sandiford drive suite 204 stouffville 905 6428371 attention serious investors michael comeau vice president and senior investment advisor of td evergreen investment services is available for consultation at the stouffville td bank branch td evergreen is a full service investment dealer and offers broad range of investment products and services including domestic and foreign bonds canadian and us equities over 400 mutual funds rrsps rrifs and resps free portfolio analysis investment advice and development of personalized investment strategies to book your appointment with michael comeau at the stouffville branch please call jim hassard branch manager at 905 6404000 or dave morrison branch manager at 905 6401372 or call td evergreen at 41 6 51 2251 1 or 1 8003824964 td evergreen we a l t h ma n a c e m e n t a ptritmh ntdscrurttie titt td evergreen investments services is a division of td securities inc which is a subsidiary of the toronto dominion bank member cipf blue chip thinking means youre not on your own finally self directed rrspwith full service professional advice and i research i figured why bother doing my taxes it it causes me so much grief so i went to hr block with hr block i know ill always get what i deserve because they realty know their stuff so i dont have to worry about miss ing deductions or paying more tax than i hr block s the right thing to do 20 freel lane stouffville behind go station 6422927 under new management 65 brock st uxbridge 8527409 midland walwyn capital inc markham house 33 the bridle trail markham on l3r4e7 905 3057515 1 800 6444480 blue chip thinking is a trademark of midland walwyn capital inc membercanadian investor protection fund these money managers have one fundamental objective longterm consistent performance for all of your investments for all but the largest investors fulltime professional discretionary investment management is hard to find it takes experience research and a great deal of time and money therefore for many investors the most convenient and eco nomical way to combine these attributes in one easy invest ment is in the form of a mutual fund the costs of professional manage ment are low because they are underwritten by many investors professional money managers must keep a vigilant eye out for market opportunities and changes while at the same time balancing investment growth and risk while a mutual fund still allows you to con trol your money man agers have one fundamental objective longterm consistent per formance for all of your investments money as an individ ual it gives you the decided advantage of top- notch pro fessional manage ment an advantage not otherwise available to smaller investors mutual funds can play a part in almost every investors portfolio whether it is small or large but the type of fund you buy will ultimately depend upon your individual objec tives you should contact your financial advisor today to discuss the suitabil ity of mutual funds in your invest ment portfolios this article was submitted by mark kostandoff a financial advisor at midland walwyn in markham imbstms group david burke representative 6421027 rrsps estate and retirement planning investments taxes mortgages rrsp and more consult community minded professionals for honest objective advice financial services the best choice is here ken prentice ba mes clucfpfhccrm ownermanager scott frank asa maa thelma creighton associate actuary branch administrator ross dixon plaza stouffville 905 6429507