The following text may have been generated by Optical Character Recognition, with varying degrees of accuracy. Reader beware!

6 twbun fefcfctiaftv y9 dr laurie cruisebaxter is pleased to welcome dr lena boudakian to her family dental practice dr boudakian has a special interest in treating small children and in cosmetic dentistry for appointment please call 9058523131 we have a full range of investment options to diversify your kakadar mcludmo high performance funds guaranteed investment options flexible rrsp 8h0rt term daiut mt acct8 we can help you build your financial security evans financial services 38 toronto sl n unit 2 uxbridge ont l9p 1e6 905 8523184 contain lr w v v i w our new office8 brian j evans open mondayfriday 900500 saturdays during february 900200 evening appointments available txemwm auwn investment services brokers of gics rrsps rrifs and annuities best gic rates no fees 55 5 years 40 1 year 475 3 years 34 so days minimum 5000 35 callable certificates 6625 reduce your taxable income the smart way buy your rrsp from us today 1 raymerville drive markham 4725949 richmond hill w kleinburg 8845563 l bw 8930043 rates subject to change go for the best rate choose the rsp multirater and benefit from a 5 year gic with rates that keep growing as the years go by reaching 8 by the fifth year plus you have the flexibility to reinvest your money at the highest market rate available on the 2nd 3rd and 4th anniversary date with no penalty the rsp multirater works to your advantage from start to finish take advantage of our expertise why not profit from laurentian banks experience let our specialists help you benefit from the best investment and diversification strategies available 4 5 6 t 8 1st year 2nd year 3rd year 4th year 5th year this offer ends march 1 1994 and cannot be combined with any other offer the rata of return indicated are the rata potted on december 1 1993 and are subject to chanie without prior notice the rate for the 5 year is guaranteed fr laurentian bank of canada 1 brock st e uxbridge 9058523383 we make it easv snow slider photoaori emmerson steve fraser makes the catch and prepares to snowpitch tournament sponsored by the wilshire make a double play at second base during a wolves and maxims djs seniors take a look at tax breaks many senior citizens end up paying unnecessary taxes because they are unaware of certain credits and deductions to which they may be entitled a special age amount of 3482 is available for 1993 for taxpayers who were born in 1928 or earlier taxpayers receiving pensions including foreign pensions tax able in canada or annuity payments may claim thepen- sion income amount for up to 1000 of their qualifying pen sion income with property certification provided by a doctor disabled clifford r smith certified general accountant accounting bookkeeping financial statements tax returns personal corporate catering to small business efficient and friendly service backed by over 20 years experience consulting- business startup expansion or reorganization for survival in these tough times free pickup and delivery senior and family rates 9 a bascom st uxbridge phone 8521991 18003616284 fax 905 8523928 hr block we offer complete electronic filing services we are reasonably priced we are conveniently located its why canadians return 20 freel lane behind go station stouffville 6422927 4 65 brock rd uxbridge 8527409 taxpayers may claim a disabili ty amount of 4233 medical expenses that may be claimed in order to reduce tax payable include eyeglass es hearing aids pacemakers orthopedic shoes walking aids dentures and insulin among many others medical expenses may also be claimed for a fulltime attendant or for fullrtime care in a nursing home but such a claim cannot be combined with a claim for the disability amount but not both however expenses for a part- time attendant may be claimed as medical expenses without jeopardizing the claim to the disability amount because only medical expenses in excess of three per cent of net income or 1614 can be claimed it is usually beneficial for the lower- income spouse to claim all the expenses incurred for both spouses this is only true of course if the lowerincome spouse has sufficient tax payable to absorb the expens es in cases where a husband and wife have made charita ble donations and the com bined amounts are in excess of 250 the donations should all be claimed on the return of one spouse or the other in order to take advantage of the higher tax credit rate of 29 per cent for donations over 260 it is also possible to save char itable receipts and pool dona tions for a period of up to five years as donations can be claimed any time within a five- year period sometimes seniors receive income from other sources which when combined with their pensions may put them in a higher tax bracket one way of reducing the income is to transfer certain amounts to an rrsp although the ability to make these transfers has been highly restricted in recent years there are still some options available please see page 7